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Ministry of Housing & Lands

FAQs


Housing Division

How do I apply for a NHDC unit?

​Interested persons should call at the NHDC Ltd situated at 4th floor, Royal Complex, St Ignace Street, Rose Hill, Tel No:  (230) 466 5556/7

They should bring along the following documents:

 

  • Birth Certificate
  • National Identity Card
  • Marriage Certificate (if any)
  • Death Certificate (if any)
  • Recent Payslips or other proofs of income
  • Pension card (if any)
  • Most recent PEL A/C receipt and/or Bank Statement
  • CEB/CWA bills

 


What are the eligibility criteria to obtain a NHDC unit?

​The allocation exercise is based on the following criteria:

  • Applicants should not be owner of a housing unit or of a plot of residential land;
  • Applicants for a unit under the Firinga 5 Housing Project should not earn a monthly income of more than Rs12,000.

What Interest rate does the NHDC charge on the payment?

For households earning up to Rs 10,000 per month

  • Long term credit repayment period up to 25 years, depending on the age of the applicants; 
  • subsidized rates of interest of 6.5% during the first five years, 8.0% during the next five years, and 10.0% during the remaining years of the repayment period; and
  • A non-refundable Government grant equivalent to 20% of the gross credit amount subject to a maximum of Rs33,000.

For households earning more than Rs 10 000

  • Long term credit repayment period up to 25 years, depending on the age of the applicants; and
  • Subsidized rates of interest of 8% during the first five years, 10% during the next five years, and 12% during the remaining years of the repayment period.

Will I be eligible to buy a house of the NHDC if I do not have the total amount?

​A deposit of at least 10% of the selling price is required.  The balance repayable over a period of up to 25 years, depending on the age of the applicant.

However, to be eligible, the repayment capacity should not exceed 30% of the net monthly income.



Planning Division

How to apply for a planning clearance to construct on a State Land leased to you ( e.g a building site, hotel site )?

Submit an application letter stating clearly what you are intending to construct and that you require planning clearance and submit as well two sets of all architectural plans ( structural plans are not required ). The letter should be addressed to the - Permanent Secretary, Ministry of Housing and Lands,  Ebène Tower, Cybercity, Ebène.
For any clarifications and information, phone the Public Relations Unit  on Telephone Number (230) 401 6808.